農業(ye)(ye)發展銀(yin)行(xing)鷹潭市支(zhi)(zhi)(zhi)(zhi)行(xing)認真貫徹落實黨中央、國務院令推動科技(ji)金(jin)融(rong)高質量(liang)發展戰略布局，緊隨省(sheng)分(fen)行(xing)黨委會(hui)管理決(jue)策(ce)分(fen)配，堅(jian)持把支(zhi)(zhi)(zhi)(zhi)持普慧(hui)小(xiao)(xiao)微企(qi)業(ye)(ye)發展趨勢(shi)作為(wei)主(zhu)要的政(zheng)治任務，超(chao)強力實施服務小(xiao)(xiao)微企(qi)業(ye)(ye)改造提(ti)升，對焦“惠(hui)民(min)、支(zhi)(zhi)(zhi)(zhi)微、支(zhi)(zhi)(zhi)(zhi)小(xiao)(xiao)”，不斷加(jia)大(da)政(zheng)策(ce)性(xing)金(jin)融(rong)支(zhi)(zhi)(zhi)(zhi)持小(xiao)(xiao)微企(qi)業(ye)(ye)發展趨勢(shi)幅度，突(tu)顯農業(ye)(ye)政(zheng)策(ce)性(xing)銀(yin)行(xing)“支(zhi)(zhi)(zhi)(zhi)農支(zhi)(zhi)(zhi)(zhi)小(xiao)(xiao)”責任擔當。截止(zhi)到3月末，這家(jia)銀(yin)行(xing)支(zhi)(zhi)(zhi)(zhi)持普慧(hui)小(xiao)(xiao)微企(qi)業(ye)(ye)總量(liang)總戶數共11戶，貸款額6687.6萬余元，并且對普慧(hui)小(xiao)(xiao)微企(qi)業(ye)(ye)實行(xing)最佳利(li)率，借款加(jia)權平均值利(li)率為(wei)3.55%。

農機裝備是促進農機化的前提，為認真(zhen)落實關于金融(rong)支持加工制造業(ye)高質量發(fa)展的政策規定，這家銀行(xing)積極為加工制造業(ye)加速(su)產業(ye)結(jie)構(gou)升級和高質量發(fa)展給予政策性(xing)金融(rong)確保(bao)。

江(jiang)西(xi)省良田(tian)農用(yong)機械(xie)有(you)限責(ze)任公司是江(jiang)西(xi)省唯一一家農牧(mu)業(ye)(ye)(ye)(ye)(ye)整個設(she)備(bei)(bei)(bei)生(sheng)(sheng)(sheng)(sheng)產(chan)(chan)(chan)制造(zao)企(qi)(qi)業(ye)(ye)(ye)(ye)(ye)，為(wei)高(gao)新科技企(qi)(qi)業(ye)(ye)(ye)(ye)(ye)，主營農機設(she)備(bei)(bei)(bei)生(sheng)(sheng)(sheng)(sheng)產(chan)(chan)(chan)制造(zao)、市場(chang)銷(xiao)售(shou)。這家銀行十分重(zhong)視高(gao)新科技企(qi)(qi)業(ye)(ye)(ye)(ye)(ye)幫扶工(gong)作(zuo)中，在(zai)了(le)解(jie)到企(qi)(qi)業(ye)(ye)(ye)(ye)(ye)日常(chang)生(sheng)(sheng)(sheng)(sheng)產(chan)(chan)(chan)經(jing)營的資產(chan)(chan)(chan)供貨嚴重(zhong)不(bu)足的問題(ti)后(hou)，這家銀行主動(dong)上門與企(qi)(qi)業(ye)(ye)(ye)(ye)(ye)連接(jie)，掌握企(qi)(qi)業(ye)(ye)(ye)(ye)(ye)融資需求(qiu)，因企(qi)(qi)而不(bu)同(tong)、因企(qi)(qi)制宜，為(wei)企(qi)(qi)業(ye)(ye)(ye)(ye)(ye)量身定(ding)做(zuo)銀行信貸(dai)支(zhi)持(chi)計劃(hua)方案；不(bu)斷強(qiang)化部(bu)門間連動(dong)，綜合該行優(you)勢資源，制做(zuo)全(quan)方位、直觀(guan)(guan)地辦(ban)貸(dai)流程及材料表；業(ye)(ye)(ye)(ye)(ye)務經(jing)理定(ding)期(qi)調度(du)并審(shen)批企(qi)(qi)業(ye)(ye)(ye)(ye)(ye)相關信息，及時(shi)溝通，協助(zhu)企(qi)(qi)業(ye)(ye)(ye)(ye)(ye)準(zhun)備(bei)(bei)(bei)充分推廣辦(ban)理手續(xu)，提高(gao)辦(ban)貸(dai)工(gong)作(zuo)效率，最后(hou)成功向良田(tian)企(qi)(qi)業(ye)(ye)(ye)(ye)(ye)派(pai)發800萬余(yu)元固定(ding)資產(chan)(chan)(chan)貸(dai)款(kuan)，并予以(yi)第(di)一年特惠(hui)80BP，滿足自己(ji)的生(sheng)(sheng)(sheng)(sheng)產(chan)(chan)(chan)經(jing)營資金資金周(zhou)轉(zhuan)必須，減少了(le)企(qi)(qi)業(ye)(ye)(ye)(ye)(ye)資本成本。在(zai)信貸(dai)資金支(zhi)持(chi)下，良田(tian)企(qi)(qi)業(ye)(ye)(ye)(ye)(ye)推動(dong)了(le)設(she)備(bei)(bei)(bei)升(sheng)級技術研發，生(sheng)(sheng)(sheng)(sheng)產(chan)(chan)(chan)能力獲得(de)全(quan)面(mian)提升(sheng)，預估2024年該公司將生(sheng)(sheng)(sheng)(sheng)產(chan)(chan)(chan)制造(zao)聯合收(shou)獲機300臺(tai)、微耕機650臺(tai)、拋秧脫(tuo)粒機30臺(tai)，重(zhong)要保障周(zhou)邊城市農牧(mu)業(ye)(ye)(ye)(ye)(ye)生(sheng)(sheng)(sheng)(sheng)產(chan)(chan)(chan)各類農業(ye)(ye)(ye)(ye)(ye)機械(xie)設(she)備(bei)(bei)(bei)要求(qiu)，推動(dong)農產(chan)(chan)(chan)品種植、生(sheng)(sheng)(sheng)(sheng)產(chan)(chan)(chan)加工(gong)與銷(xiao)售(shou)，完成農業(ye)(ye)(ye)(ye)(ye)增效與農業(ye)(ye)(ye)(ye)(ye)可持(chi)續(xu)發展觀(guan)(guan)，助(zhu)推鄉村振興。